
I’m one person who used to be scared of getting loans and paying by credit. I think it’s because I’m too practical and I wanted to avoid risks.
Well, all of these changed when we have to book tickets online and the sites only accept credit cards. So, my Mom first gave me her supplementary cards and then next my sister followed. At first we just used the credit card solely for booking our tickets. But we always make sure that we pay up the principal amount before the due date. And a little while later, we started using our card for groceries. You know how it is at times when there’s not much cash available towards the month end. And thank God for our extra income online in which we could still pay our bills.
But there is just one thing that I have to do these days as I notice that we’re using the card more frequently. I have to Monitor credit report. I haven’t been doing that since before I only use it once or twice a month for groceries. But for this month, I think we used it several times. You see, I book tickets for our trip back in the Philippines and for my Hubby’s trip to the north.
I’m just glad that it’s almost the end of the month and I’m really going to make sure that we will be able to pay for this month’s bill. Yes, that’s me.. I’m still quite scared to end up in so much of debt. In a way that’s a good thing ( I think). I always want to be in a safe side and don’t want to struggle in the end. And most of all, I try my best to be a good steward of the resources that God has given me.
